Farm Insurance in Swea City and Estherville, IA

Insuring your farm and agribusiness in Swea City and all over IA

Maintaining a farm requires an investment of both time and finances. Unlike many traditional businesses, farming is more than just a job—it’s also a lifestyle. IA farmers are invested in the products they grow, raise, and harvest. At Cornerstone Insurance Services, we’re inspired by this commitment and strive to return the favor in the form of comprehensive farm insurance protection.

We’re aware of the long hours and extensive funds farmers in IA supply their agribusiness – from small, family run farms to large, commercial enterprises. Farm insurance coverage can protect the growth of these operations on a long-term basis.

Farm Insurance Coverage Details

As local agents, we have an advantage when identifying common risk exposures of local farmers. Whether you raise crops, livestock or both, we’ll take time to learn the ins and outs of your farm operation. We also conduct onsite visits to each farm we insure, offering free risk management assessments during our review.

What Does Agricultural Insurance Cover? 
 
Coverages available within our farm insurance program can protect a wide range of assets essential to your farm. Machinery, such as combines, tractors and planters, are secured through farm equipment insurance. Farm owners insurance encompasses protection for any dwellings on the property, as many farms we insure serve as more than just a business for our clients—they’re also home. 

How Does Farm Insurance Work? 

Farm insurance is a collection of various insurance policies designed to protect your farming operation based on its risks and exposures. We tailor your farm insurance to provide coverage appropriate for your organization.  

Farming insurance can provide coverage for a home and personal possessions, liability and farm property such as buildings, equipment and animals. If your farm depends on crops for revenue, your agent may recommend that you purchase a separate crop insurance policy.  

Our agents are available to guide clients through all the coverages available, which include but are not limited to:

• Farm Owners Insurance
• Farm Livestock Insurance
• Equine Insurance
• Farm Equipment Insurance
• Farm Dwelling Insurance
• Farm Structures Insurance
• Farm Auto Insurance
• Farm Umbrella Insurance
• Farm Liability Insurance

Agents Planting Protection for IA Farmers

Our staff is comprised of individuals available to answer questions as they arise. Service extends long after the policy purchasing process, with coverages monitored for accuracy and cost effectiveness. When the farmers we insure purchase new equipment or add acreage, all they have to do is let us know and we’ll adjust policies accordingly.

To begin working with our agency to grow your farm insurance portfolio, feel free to request a quote.

Additional Resources:

• Iowa Department of Agriculture
• Farm Facts and Resources (The American Farm Bureau Federation)